Why Land Surveys Are a Must-Have for Homebuyers

Land surveys might not sound glamorous, but they’re incredibly important. They save you from potential problems down the road and give you peace of mind during the homebuying process.

• Clear Boundaries: Know exactly where your property starts and ends—no guesswork needed.
• Legal Protection: Surveys can uncover easements, encroachments, or zoning issues you need to be aware of.
• Future Projects: Planning to add a fence or build something? A survey ensures you stay within legal limits.
• Lender and Title Needs: Many banks and title companies require a land survey before they’ll sign off on your purchase.

Different Types of Land Surveys You Should Know

Not all surveys are created equal. Here are the most common types and what they’re used for:

• Boundary Surveys: This is the go-to survey for defining property lines. It’s essential for avoiding disputes with neighbors or planning fences and landscaping.
• Topographic Surveys: If you’re thinking about construction or landscaping, this survey maps out the natural and man-made features on your property, like hills, trees, or drainage areas.
• ALTA/NSPS Land Title Surveys: These are detailed surveys often required by lenders for high-value properties. They include everything from property boundaries to easements and improvements.
• Subdivision Surveys: If you’re buying part of a larger property, this survey ensures the lot meets local regulations and is properly divided.
• Floodplain Surveys: These surveys determine if your property is in a flood zone—something that’s crucial for insurance and planning purposes.

How to Pick the Best Land Survey Service

Choosing the right surveyor is a big deal. Here’s what you should look for:

• Licensing and Experience: Make sure the surveyor is licensed and knows their stuff when it comes to residential properties.
• Reputation Matters: Check out reviews or ask for recommendations to find someone trustworthy.
• Updated Tools: Surveyors using drones or GPS tend to provide more accurate results.
• Reasonable Pricing: Compare a few quotes to make sure you’re getting good value for your money.
• Meets Requirements: Double-check that the survey will meet the needs of your lender or title company.

What to Ask Your Land Surveyor

Before you hire a surveyor, ask them some key questions to make sure they’re a good fit:

• What’s your experience with residential properties?
• Which type of survey do you recommend for my needs?
• How long will it take, and how much will it cost?
• Will the survey meet all lender and title requirements?
• Can you explain the results to me in plain English?

Getting the Most Out of Your Survey

To make sure your survey goes smoothly, here are a few tips:

• Provide the Paperwork: Share deeds, maps, or any previous surveys with the surveyor.
• Talk About Your Plans: Let them know if you’re planning a fence, addition, or other projects.
• Walk the Property: Go over the boundaries with your surveyor to see exactly what’s what.
• Keep It Safe: Store the survey report somewhere secure—you never know when you might need it again.

What the Survey Results Tell You

The results of your survey will include a detailed map and some important details about your property. Here’s what to look for:

• Easements: These show if anyone else has a right to use parts of your property, like utility companies.
• Encroachments: These are things like fences or buildings that might cross over your property line.
• Setback Lines: These mark areas where you can’t build.
• Natural Features: Details about hills, trees, or water bodies on your property.

If anything looks off or you don’t understand the results, don’t hesitate to ask your surveyor or a real estate attorney for help.

Wrapping It All Up

Land surveys are a vital part of buying a home. They give you clarity on your property, protect you from legal issues, and make sure your plans for the future are on solid ground. By choosing a reliable surveyor and understanding the results, you’re setting yourself up for success. Don’t leave your property boundaries to chance—get a land survey and buy with confidence.

FAQs

How long does a land survey take?

Most residential surveys take anywhere from one to three weeks, depending on the size of the property and the type of survey.

Do I really need a land survey before buying a home?

While not always required, it’s highly recommended to avoid disputes and ensure there are no hidden issues with the property.

Can I use an old survey for my property?

You can, but keep in mind that it might not account for any recent changes. It’s usually better to get an updated survey.

What should I do if the survey finds a problem?

If the survey reveals issues like encroachments or easements, talk to your real estate attorney or the surveyor to figure out your next steps.